Putting It All Together
To achieve the maximum benefits of diversification, our portfolios are composed of a broad mix of these asset classes and investment styles. For example, a $1,000,000 DEM Global Market Portfolio has the target asset allocation shown below:
We realize that no single portfolio will be appropriate for every client. We offer several combinations of our portfolio components to meet the specific needs of any investor. For example, we may tilt the portfolio of a retiree more toward dividend income. We may tilt the portfolio of a technology CEO more toward Value to offset the Growth-oriented nature of his human capital. We may hold tax-managed funds in a taxable account and non-tax-managed funds in a tax-qualified account. Your customized Personal Financial Plan dictates your investment style, not our preferences.