DEM Customized Portfolios

No single portfolio or investment style is appropriate for every investor. DEM offers a wide range of investment options which allow us to construct customized portfolios to meet the specific needs of each of our clients. For example, we may tilt the portfolio of a retiree more toward dividend income. We may tilt the portfolio of a technology CEO more toward Value to offset the Growth-oriented nature of his human capital. We may hold tax-managed funds in a taxable account and non-tax-managed funds in a tax-qualified account. Our clients' Personal Financial Plans dictate the components of the investment portfolio, not our preferences.